Financing Commercial Real Estate Acquisitions With Your 401(k)

401k-financingSecuring financing for commercial real estate purchases can be challenging when going through traditional lending institutions. Banks frequently have prohibitive requirements, and are limited by the amount of finding they can provide to independent commercial real estate investors. To meet these challenges, Capital Express Solutions offers fast and customized funding through self-directed 401(k) lending.

Using Your 401(k)

Capital Express Solutions offers a line of credit based on your 401(k). While many people associate 401(k) investments with stocks and mutual funds, very few know that they can be used to purchase commercial real estate, as well. The Employee Retirement Security Act (ERISA) states that people with 401(k) accounts can invest in real estate.

The Benefits Of Using Self-Directed 401(k) Financing For Real Estate

When taking advantage of our self-directed 401(k) program, investors can purchase commercial real estate by drawing money and placing it in a custodial account for investments. This means your retirement fund will continue to grow, and any profits from your commercial real estate investments go through your 401(k) account.

Real Estate Acquisitions

Capital Express Solutions offers a self-directed 401(k) program, which can be used for property acquisitions including (but not limited to):

  • Residential homes
  • Multifamily rentals
  • Office space
  • Duplexes
  • Condominiums
  • Tax lien certificates
  • Real estate notes
  • Undeveloped property and raw land

Program Requirements

For borrowers to qualify for our self-directed 401(k) program, they cannot currently hold a position with the provider of the 401(k) funds. However, self-employed, retired, or clients working at a business other than the one contributing to the 401(k) fund can access our program.


Get Started Now

Capital Express Solutions provides the best strategies and financing to real estate investors, and we will always go beyond the limitations of traditional lending sources. If you would like more details about our self-directed 401(k) financing program for commercial real estate, contact us, and let one of our investment professionals answer all of your questions.