Get Fast and Efficient Loan Processing
A small business loan from Capital Express Solutions ensures quick financing for most businesses. As a preferred company of the SBA, we can fast-track the approval of your loan.
A Variety of Financing Options
Your small business can use a loan for most costs associated with growth and operations. This includes purchases of property or equipment. Mean that, among other things, the following are covered by a small business loan:
Grow With Our 7(a) Loan Offerings
7(a) loans are the most common type of small business loan. Our 7(a) loan program, among others, is meant to provide businesses with long-term financing. Eligible commercial properties must be partially occupied by the borrower. Loan amounts range from $200,000 to $5,000,000, with financing portions and terms varying based on the type of use.
Acquire Fixed Assets With Our 504 Loan Offerings
With a 504 loan, you can fund various fixed assets purchases. As with the 7(a) loan, terms and use vary depending on the type of purchase, with up to 90% financing available for real estate and 80% for equipment.
Mortgage Fees and Terms
Some fees and terms depend on whether or not a first or second mortgage is involved. A first mortgage can have up to a 25-year term for real estate and a 15-year term for equipment purchase. Both fixed and variable rates are available with fees that are always market competitive. A second mortgage can have up to a 20-year term for real estate and a 15-year term for equipment purchase. A legal review fee plus 2.75% is included in the loan.